What could you do with a home equity line of credit?
With access to available funds as you need them, competitive rates and flexible payment options, a home equity line of credit could be just what you need for your next major project.
Home equity line of credit
A home equity line of credit lets you access available funds as you need them, similar to credit cards – but with rates that are typically lower.
Benefits of a home equity line of credit
More cash in your pocket
Our competitive rates include variable or fixed-rate options, and the interest you pay may even be tax deductible2 And with no application fees or closing costs, you can save even more.
Payment options that work for you
With flexible payment options you choose how you want to pay, including interest-only payments for those who qualify. Money when you need it
Take advantage of several convenient options for drawing on your HELOC funds, whether it’s via online banking.
Home equity loan
Home equity loans are a popular way to pay for major expenses, with fixed rates and payments for the life of the loan.
Save time for what you value most.
A Smart Refinance is a convenient financing option to get the most out of your home.
What’s a Smart Refinance?
A no-cost mortgage refinancing option that can save you time and money.
Want to refinance your mortgage for a lower rate, different loan terms, or to get cash out? A VIXI Bank Smart Refinance may be for you. This no-closing-cost refinance option comes with a straightforward application process and flexible terms. You can even start your Smart Refinance application online and close by a simple online request.